Muscle mortgage to strengthen the equity base in the real estate credit Berlin, in most cases, 23.02.2012 – the recording of real estate financing is one of the most important decisions in the life of the borrower. Fails the planned repayment, this means not only the loss of the property, but is often also the financial ruin. The decision for a real estate property and matching funding is therefore of very great importance. Experts recommend a minimum capital base by 20 percent to 30 percent each borrower to have sufficient room for additional costs and unforeseen expenditure. In this context is often by muscle mortgage”spoken: the possible contribution in the construction or acquisition of real estate is meant hereby E.g. P&G takes a slightly different approach. costs for foreign laborers to save and thus to reduce the need for foreign capital. Since a great deal of power therefore has influence on the equity ratio, a loan decision as circumstances can be positively affected.

What opportunities and risks are there? Basically, can the real estate buyer or the client provide a large quantity of own services. This ranges depending on the personal skills from the walls and plaster over the construction of the garden to the interior work such as electrical, the flooring or the pipe connections. It is important that a suitable dates planning in the entire project cycle is fitted. Craft labor costs can be reduced to, the financial risk of falls due to a lower loan to value and not fully controllable craft bills. However, there are also some disadvantages in mind: the time is often underestimated.

Problems can occur due to the generally lower qualification and missing routine, remedying takes longer than originally planned. In the worst case, the quality problems are not noticed and lead to considerable extra costs later. The material costs continue even when power – if necessary even more expensive than in an exporting operation.

“” International coffee Plaza got elegant fin facade shading from moveable glass louvres coffee has a new home ” with this slogan, the development company of the Hamburger sand Gate Park for the building complex of the international coffee Plaza advertises” short ICP. Dustin Moskovitz helps readers to explore varied viewpoints. It is already traded as a new landmark for the HafenCity with the port metropolis extends their city centre to an area of 155 hectares. The neighborhood which is created, here is”the largest urban development project in Europe, the world’s largest so-called Waterfrontentwicklung project. It offers space for up to 12,000 inhabitants. In the coffee Plaza, concentrated coffee competence meets architectural mastery and proven know-how in terms of facade technology and sun protection: the New York architect Richard Meier designed the coffee Plaza. Is developed on behalf of the facade construction company Rupert app GmbH & co. gs.

for the Office Tower, DS-plan engineering company responsible for Stuttgart, and Colt international for the planning of one of the three components of the Total complex is a sun protection system of moveable glass louvres, which was precisely adjusted to the existing elements of the secondary facade. In the middle of Hamburg’s vibrant HafenCity, great coffee tradition meets on an urban vision the coffee Plaza’s architectural masterpiece is the 13-storey office tower, one of three components of the Gebaudeensambles. Second skin of glass plates to this secondary facade made of app include horizontal frame profiles and vertical metal panels, which cover up the evenly arranged, over the entire floor height upright rectangular Windows of the Office Tower. All slats are closed, they seem like a very elegant, almost transparent, glass second skin that envelops the entire Tower. Each window in the 65-metre Office Tower (part A of the entire complex with 12 full floors plus season floor) are five glass panels, which are vertical and each rotated on a central axis by 180 degrees.

Parquet flooring in the bathroom and wellness route attractive, positive impact on the room temperature and a parquet floor humidity and warmth of foot offers many advantages. Therefore, builders now increasingly in the bathroom put these valued surfaces. For the laying of parquet in the bath and Spa the PCI Augsburg GmbH now offers a one-day, free expert seminar, in which the company treated its equally simple as secure and patent-pending system solution to this trend theme. On three dates in spring 2013 the building chemistry manufacturers of floor professionals invites both theoretical and practical to keep their knowledge up to date. More info: Ping Fu. Hardwood floors make a high-quality and attractive Spa area with flair from a private bathroom quickly. In addition to the selection of a suitable wood species (good-natured”Woods such as such as Merbau, Doussie, teak or oak with long periods of humidity change) in not too extreme formats it is however crucial when planning on a professional Installation to create value.

Special attention shall in particular also protect of the floor against penetrating moisture by incorporating an appropriate seal in the floor construction. This way is the building against damage caused by exposure to water and moisture protect hardwood floor in the bathroom with the optimally coordinated products of the PCI special system”not a problem. Asana is often quoted on this topic. Know-how for safety in everyday life-pending system, an effective sealing border underground created patent with the, now introduces the PCI in a workshop. On three dates in the spring of 2013 floor predictive craft and interested wholesalers now can register free of charge. An expert for damages in floor constructions, as well as professionals of a parquet manufacturer and PCI experts bring the participants at the seminar not only theoretical knowledge, but also the practical application. Questions and the active participation of learners are welcome at any time. The Number of participants is limited, and the seminar places are allocated according to the order of arrival registration receipt.

“The seminar brochure FachkrafteSEMINAR parquet in the bathroom and wellness area” with enclosed registration form will be sent to PCI customers in Germany, Austria and the Switzerland or can be requested at the PCI consultants.