New Family Guide: Save Money And Government Services Secure

Collected contributions from your tax tips, money tips and tips of legal counselors in a special volume. Mannheim, 21 August 2013. With the founding of a family, a lot is different: new parents must find themselves not only in the new MOM and dad role, but is at the same time new economic and bureaucratic challenge: in Germany, there are over 150 services for children and families. Orientation in this jungle offering new Advisor children save money and take advantage of the State”, compiled by the tax tips and legal flying experts of the academic Association. How get parents when the parents money the maximum? What tax benefits are there in minder – and adult children? How parents inherit correctly to their children? Answers to these and many other questions provides that new Advisor children save money and take advantage of the State”.

The reference is chronologically and helps parents before the birth of her child with numerous legal, tax and financial tips. In easy-to-understand articles inform the authors, for example, around the application of parental allowance or the tax deductibility of child care expenses. In addition to expert advice helps real life practical examples, to exploit all means and to avoid costly mistakes. Tax tips and tips of legal experts consider quite deliberately different life situations. Other rules apply to single parents for the part. Patchwork families must pay attention particularly on the children allocated to whom and who pays which costs.

And also maintenance, custody and paternity in non-marital children will be highlighted on the roughly 500 pages. “The practical guide there either as an eBook or in printed form under and manufacturer information editorial: Dr. Torsten Hahn & Dorothee Hanim children save money and take advantage of the State”, Mannheim 2013, academic Working Group Publisher, a trademark of Wolters Kluwer Germany GmbH, 1st Edition, approximately 500 Pages, paperback or eBook, ISBN: 978-3-86817-511-0 through the academic working group for more than 35 years is the Publisher of academic work community as independent information service provider and software provider established in the areas of money, taxes and law. Working with the academic community provides individuals and self-employed persons, who take their affairs in these areas yourself in the hand, many solutions in the form of software products, brochures and loose leaf plants. In addition, you can find up-to-date information, tips, and assistance on the Internet portals,, and More information under: about Wolters Kluwer Germany the Wolters Kluwer Germany GmbH is a knowledge – and information service provider, which in particular are right, economy and taxes offers in-depth technical information for professional users. The company has its headquarters in Cologne, Germany at over 20 locations, with a workforce of around 1,200 and acts for over 25 years on the German market. Wolters Kluwer Germany is part of the international Informationsdienstleisters Wolters Kluwer n.v., whose core markets law, economics, taxes, accounting, corporate, financial services and healthcare are. Wolters Kluwer has annual sales of 3.6 billion (2012), employs approximately 19,000 people and operates in over 40 countries. More information, see Press Office of the academic working group Dr. Garrity GmbH David Liniany medium str. 15-17 d-50672 Cologne Tel.: 0221-788708-12 E-Mail:

Angel AG Launches New Product Portfolio

Starting shot for the 10 VR Bank – Spessartchallenge 2011! As innovative media agency the Angel AG implements for years successfully their experience in the household – and geomarketing. To meet the requirements of the advertising market but even better, the Agency with locations in bad ORB and Cologne has adapted its product portfolio and launched the budget family unique in the industry. The product HaushaltDirect is ideal suited for stationary trade or advertisers with a broad prospect circle, advantage is especially the high range of up to 40 million households in Germany. The product HaushaltGeoSelect is, however, fine scale and specific target groups. Optimal for advertisers with audience-oriented product range allows the detailed delivery level reducing the wastage and provides Pluspunke with the accuracy. Final product in the coils of the household family is HaushaltSpezial. As a cheap alternative to addressing addressed and partly addressed this product is specifically designed for advertisers with audience-oriented product range and especially advertising affine clientele. Advertising affinity characteristic represents an exclusivity in the Haushaltwerbebranche. The advice of the Angel AG going far beyond the traditional prospectus and offer maximum efficiency – the new exact narrowing opportunities of the target group and the delivery areas individually matched to advertising and product range.


In just a few minutes to the own homepage complicated home kits or special software is unnecessary. In just a few steps to create his homepage with the profile data once entered, to edit the content directly in the browser. Creative homepage times easily many creative and lack of time artists simply be with the technically complicated and not needs to confront customized homepage offers. Creartivi offers an absolute alternative that fast and simple website template makes possible immediately to go there with the own portfolio website online. A login at Creartivi, the user can simply insert the content of his portfolio homepage in his Creartivi profile and edit. That falls completely external home page kits or Web editors. The elaborate backup is taken over by the Creativi server.

Complicated data backups are unnecessary for the user. A homepage is once created, she can be from any Internet computer world you need only his user name or the E-Mail address and the associated password. Free version of the homepage design the portfolio home page was developed specifically for the needs of creators and artists. We want to make a cheap and easy website creation possible. With the homepage building blocks for hosting plans so far complicated’m Creartivi breaking up with its variant now chooses a different approach “explains Joachim von Freyhold, owner of Creartivi. The new home page noted the requirements and needs specifically of creative artists. That the Creartivi profile once deposited content to approximately 85 percent of the Portfolio homepage synchronizes.

The remaining content is to insert individually. Photo albums, videos or audios can be inserted in your own portfolio homepage. These can be linked to other social networks. Technical details such as number of structured pages and transfer volume users need worry no more. Creartivi makes it with his creative network, you can increase the success of the own portfolio website, by the artist and the creative with other networks. With the Creartivi home page, we want to offer creative and artists instead of naked features, increasingly complete solution packages with high commercial value and low entry barriers. For 2011/2012, we have planned additional modules for the Creartivi creative website, as further solution packages. The Creartivi portfolio website is free of charge.

Tour Operators Or Travel Agencies

When it comes to vacations, we have several options to find the vacation package that fits our requirements. The advertising offer is vast, and it both tourism operators and travel agencies struggle to capture our attention. In recent times it has begun to erase the borders between what tour operators are doing and what travel agencies do. It’s not supposed to overlap their functions; understand the difference allows to have a better view of how to choose vacation. Differences between travel agencies and tour operators has been the way that travel agencies are responsible for offering holiday options to the tourists directly. For each tourist product sold to a tourist, the travel agency has a gain or you will get a Commission.

These tourism products are procured by the entities known as tour operators travel agencies. An agency can sell as many wholesalers vacation packages as you want. Tourist operators are precisely the travel wholesalers that agencies of travel come in search of products to offer to its clientele. These holiday products are not mere occurrences. Tourism operators are investigating the tourism market to find trends and preferences people have for your holiday.

Its work is to offer suitable and attractive products for the consumer public to holiday. Price shrinks the limits as you might expect, crises affect all businesses, even in areas as balanced as the business relationship existing between travel agencies and tour operators. The need to lower prices to increase the consumption of tourist packages has motivated the Elimination of the corresponding Commission for travel agencies. This searches an immediate recess in retail prices. This is how it has occurred to some tourist operators open their own travel agencies. They seek to offer lower prices and a more flexible service. However, it is very possible that they only offer vacation packages for your own company, and thereby decrease the supply and variety to which customers they are entitled. An innovative alternative to tourist operators are beginning to use is to sell their products directly over the Internet. Eliminate once and for all the costs associated with rentals and wages of sales agents and benefiting the end customer with best prices. From our point of view of us as tourists and vacationers, it makes no difference if we acquire our vacation of a tour operator or travel agency. The important thing is to know that we can take full advantage of the market conditions to obtain the best possible vacation. To do so, however, we need to devote time to inform us and to find the best deals.

Managing Director Georg Gunther

SINGER home essentials at the IFA in Berlin the world of sewing, SINGER around the world. Singer stands for modern sewing technique with a great tradition, and that over 160 years! A success story that is now updated with sewing machines, presses and vacuums, just the SINGER home essentials. Under the motto: The world at home from a single source. Trend products and a strong brand a constellation, which may not be promising. The singer brand satisfies both. Singer has the sewing machine to the Nahhype, which now goes through all ages and has affected particularly the young generation”, says Managing Director Georg Gunther. Singer represents what today increasingly plays a role, and also appealing because of the visibility, knew the singer so far only by hearsay.

brand ” Who would like to sew, you will find it at singer quickly, because the singer sewing machines program covers all needs. She the one end and back one end as well as the claims of sewing professionals. A balanced product range, which has been extended with household appliances such as, for example, presses. You are a perfect complement to the sewing machines, because without ironing when sewing nothing. Singer is both, the sewing and ironing, from a single source. A unique selling point, so a second time there. Iron and Singer Dampfbugler up to the professional presses complete the sewing machine manufacturer’s tradition singer perfectly. With a comprehensive range of vacuum cleaner, which is now presented to the IFA, the successful introduction of the SINGER home to write on essentials on the market. The current world of the singer home essentials at the IFA in Berlin, Hall 8.1/201 Gudrun Schillack

Jacqueline Wimalasooriyar Is Product & Partnership Manager

Jacqueline Wimalasooriyar (29) is the new face at BONAGO. Since January, she occupied the position of product & partnership Manager. Munich, 21 January 2014: advising companies of various industries and the development of individually tailored campaigns among their tasks to the new customer acquisition, customer loyalty or increase in sales. Prior to its launch at BONAGO Wimalasooriyar experience in the online catalogers Zalando. There, she worked in the area of brand support and contributed a portion to the implementation of the TV spots. On the basis of their professional knowledge in the care of the brand she will design comprehensive and successful strategies for the use of consumer incentives at the coupon experts. Wimalasooriyar studied business administration with a focus on marketing, human resource management, and commercial management at the University of the Saarland.

Managing Director Mark Gregg: Jacqueline Wimalasooriyar is a creative and qualified product & partnership Manager. Together with her, we want to advance the growth of the consumer incentives. Our corporate clients have a competent contact person for intelligently developed promotions you.” The BONAGO incentive marketing group GmbH, a wholly owned subsidiary of Hubert Burda Media, is the expert in the use of vouchers, rewards and incentives. BONAGO sells and developed vouchers marketing, sales, and employees to improve incentives for the applications and offers a neutral and cross-industry B2B consulting to its customers. The product portfolio includes certificates in the areas of shopping, refueling, cinema and experiences, as well as consumer incentives.