Today, for most people to purchase housing conditions are prohibitive because of high annual growth rate of its value, that is outpacing growth in both personal income and yield major savings products (deposits). * According to the Federal State Statistics Service of the Central Statistical Database diagram illustrates the dynamics of the average cost of 1 square meter of total area (in rubles) on the secondary housing market of Moscow in the period from 2001 to 2009. The maximum increase in housing costs was recorded in 2006 – 88% minimum in 2007 – 11%. In an average eight-year pre-crisis growth in housing costs was 36% per year. And today, at least economic recovery, the housing market is slowly returning to these indicators. In such circumstances, the prospect of improving the living conditions at the expense of savings is virtually impossible. The program "Housing step "aimed at reducing barriers (high cost of rent and housing cost growth) and opens the possibility of combining long-term lease of a civilized and buy an apartment in installments without%.

The order of participation in the program "Housing pitch" as the buyer is as follows: The investor and the buyer-tenant provide the missing amount for home purchase (up to 50% of the cost), which subsequently returns the buyer without percent, with no fixed monthly payments and, accordingly, without all sorts of penalties for late payment. For as long as buyer pays the amount provided in the apartment home buyer, renter. Once the buyer returns the fully borrowed money – removed all encumbrances and he calls in an apartment.

First visit site real estate agency in Hurghada – Akar Real Estate: From this point nainaetsya your happy story: You go unhurried pace of Hurghada airport, passport in hand, caught in a pocket allowance amount for the property in Egypt ($ 1000) and in the heart of a burning desire to buy property in Hurghada. Step 1. 'Call a Friend' you dial my number (My name is Anastasia) tel. 2 0187550818. Communicate that you have arrived, informing me of your wishes and real estate Hurghada estimated budget of purchase.

We assign you to a meeting. Step 2. 'Long-awaited meeting, "We come to you at the hotel and pick up the office. We give you all the information on real estate in Hurghada: the pros and cons. We select what we want to see and drive to choose. Step 3.

'In the ten' When you look at home in Hurghada, conversations with developers, weighing all the 'for' and 'against', you take a positive decision, then sign a contract sales office developer of the project and make a reserve. The contract of sale contains the names buyer and the seller / developer; address of the buyer and the seller / builder, citizenship and passport data the seller / developer; contract (purchase) price of real estate, the sum of the deposit (deposit) and payment schedule the remaining amount, additional terms of the transaction (service builder / seller, date of delivery facilities, guarantees, etc.); Egyptian law states signature-seller and the buyer in the sales contract, is evidence of transmission and receipt of money for buying property. The contract for the sale of real estate in Hurghada drawn up in Arabic and Russian languages and is the only final document that transfers ownership of property. Time execution of the contract: 1 day Step 4. 'Duty good turn deserves another' How to Pay Property purchased: 1.Nalichnymi. Dollar, Euro, British pound, the Egyptian pound. 2.Mozhno cash funds with a Visa or Master Card. 3.Bankovsky translation. 4.You can open a bank account to transfer money to him. Step 5. 'Dear! Present documents! " After full payment of real estate developer prepares you for an irrevocable power of attorney General to your apartment, it is called Taukil. It's almost that our privatization. Processing time from 2 weeks to 1 month. During registration you can not attend in Hurghada, a lawyer (by proxy) process your application and receive them by mail or DHL at home coming for them, or we pass through from your friends. Step 6. 'One of two things or both at once! " Two types of real estate registration. 1. Registering property in a court of Hurghada. (Takukil, we have already said) 2. Register Green Contract. What is Green Contract? (Not to be confused with the Green Card, it is a different 'Opera') 'Green Contract ', confirms that the property is registered with the state bodies of the Arab Republic of Egypt to the landlord in Hurgade.Takim a State guarantees the inviolability of your property. The myth that the Green contract gives you a residence permit in Hurghada, please consider a myth. Most buyers of apartments in Hurghada limited registration in court. Step 7. 'Delight' you have chosen, and paid for accounts registered! I congratulate you, you become owner of the property in Hurghada! If there are sufficient resources and motivation, can lead a leisurely and full of the pleasures of life rentier! If you want the opposite earn your real estate lease, we will help you with that!

St. Petersburg. Nonresident non-bank mortgage lenders have teamed up to win the St. Petersburg market. Kerry King takes a slightly different approach. This aim is pursued non-commercial partnership "Association of mortgage companies." The initiator of its creation was of 'Baltic Mortgage Corporation. " The association joined the players in St.

Petersburg real estate mortgage loans with regional companies. They all work by the standards of mortgage lending Agency for Housing Mortgage Lending (HMLA). One of the goals – the introduction of the real estate market in St. Petersburg. Buy an apartment on credit becomes easier. The advantage is that mortgage companies all paperwork and negotiations with the Bank undertake. They even pre-assess whether the bank to give the borrower a loan, and in case of any problems contribute to the fact that the bank still gave credit. Within 45 days the mortgage company returns to the bank loan and the borrower pays no longer with the bank, and with mortgage companies.

The latter, according to Vladimir Kompaneyschikova, a member of the Association of mortgage companies and the general director of OAO "Baltic Mortgage Corporation ' unlike banks, do not review the interest rate on the loan increased. Mortgage loan for an apartment – for many the only way to solve the housing problem. Banks agree that the activities of mortgage companies is an added incentive for the development of the mortgage market and increasing the number of loans. 'Often, in the regions only with their help, the borrower can get a mortgage. And the creation of Association of the market operators will generate some rules of the game on it, which also exert a positive influence on the market as a whole ", – says Irina Shchegolikhin, deputy director of department on work with the realtor and developers of 'KIT Finance Investment Bank. " Note – NP 'Association mortgage companies' consists of 21 companies: OAO "Kuban Mortgage Agency, JSC" Saratov Region Mortgage Corporation ", JSC" Agency Mortgage Penza region ', etc. – in contrast to the existing mortgage market players' associations, which can enter almost all the subjects of financial and real estate market, the association can not enter banking structures. Source: JSC "Baltic Mortgage Corporation '